Privacy Policy

Introduction

This privacy policy ("Policy") explains how Wow-Loans.com ("Wow-Loans.com", "we", "us", "our") gathers, uses, and shares personal information collected from users ("you", "registrant") of this website (the "Site"). If you have any questions about this policy, please feel free to write to [email protected].

By registering and using this Site, you signify your acceptance of this Policy. If you do not agree to the terms of this Policy, in whole or part, you should not use this Site and should immediately terminate your registration (if you have signed up) by contacting us as described in the "Opting-Out" section below.

Information We Collect

Wow-loans.com only collects Personally Identifiable Information ("PII") that is volunteered during the registration process or in response to specific information requests presented on the Site. Anybody completing and submitting any of the forms on the Wow-Loans.com domain is considered a "registrant."

Examples of PII that may be requested include:

• First and last name
• Address (postal)
• Email address
• Telephone number
• Social Security Number (as required for loan applications)
• Financial account information (as required for loan applications)
• Other information relevant to loan applications (e.g., income, employment status)

In addition, Wow-loans.com may automatically collect certain non-PII information when you visit the Site, such as your IP address, browser type, operating system, and information gathered through the use of electronic "cookies" or similar tracking technologies. Cookies help us improve the Site and your experience.

How We Use Your Information (PII)

Wow-Loans.com reserves the right to use registrant PII for the following purposes:

1. For the specific purpose for which such information was provided: Primarily, this is to present your information (including financial account information and social security number) to independent third-party lenders, financial companies, or networks of financial companies ("Lending Partners") that evaluate your information for the purpose of presenting you with a loan or loan-related product offer.
2. To provide you with customer support.
3. To verify or review the provided information to determine if it meets eligibility requirements for participating Lending Partners offering cash loan related products.
4. To communicate with you by email, postal mail, telephone, and/or mobile devices about products and services that may be of interest to you from either us directly, our marketing partners, or other third parties (subject to your opt-out rights).
5. For statistical analysis or in understanding performance data related to this website.
6. To enforce our terms and conditions.
7. To perform other functions as otherwise described to you at the point of collection or described in this policy.

How We Share Your Information (PII)

Your PII may be shared as follows:

• With Lending Partners: As described above, the primary purpose of collecting your PII is to share it with Lending Partners in our network to facilitate your request for a loan or loan-related product.
• With Marketing Partners/Third Parties: We may share your email address with select companies (marketing partners or other third parties) that wish to reach a particular target audience for promoting products or services that may interest you. Other than your email address, we do not share other PII data with third-party advertisers not offering you a loan or solution for your cash needs.
• For Legal Reasons: Wow-Loans.com may disclose registrant PII in order to: (1) comply with applicable laws; (2) respond to governmental inquiries; (3) comply with valid legal process (such as subpoenas or court orders); and (4) protect the rights or property of Wow-loans.com, its affiliated Network Sites, or other registrants of this Site.
• Business Transfers: In its sole discretion, Wow-Loans.com may transfer, sell, or assign information collected on and through this Site, including without limitation, PII and other registrant-provided information, to one or more third parties, as a result of the sale, merger, consolidation, change in control, transfer of substantial assets, reorganization, or liquidation of Wow-loans.com and/or its affiliated Network Sites.

If you do not agree that Wow-loans.com may share your PII and email according to this Privacy Policy, you may not register on Wow-Loans.com, and if you are already registered, you must immediately terminate your account by contacting us as described in the "Opting-Out" section below.

Advertisers on Our Site

Wow-loans.com allows advertisers to advertise on our website. Advertisers displaying ads on this website are generally not presented with your PII, except potentially your email address for targeted marketing as described above.

SMS Messaging and Mobile Communications

We may use personal information (like your phone number) to provide services you've requested, potentially including services that display customized content and advertising via SMS (text message).

In addition to any fee of which you are notified, your mobile provider's standard messaging rates apply to our confirmation message and all subsequent SMS correspondence.

You may opt-out and remove your SMS information by sending "STOP", "END", or "QUIT" to the SMS text message you have received. If you remove your SMS information from our database, it will no longer be used by us for secondary marketing purposes, disclosed to third parties for their marketing, or used by us or third parties to send promotional correspondence to you via SMS.

Do Not Call Registry Compliance & Consent to Contact

By submitting personal contact and/or financial information through Wow-Loans.com, the user hereby grants written permission (express written consent) to Wow-Loans.com, its affiliated sites, and its business partners (including Lending Partners) for contact via telephone (including calls to mobile numbers, potentially using automated technology), mail, and/or email, even if your number is on a corporate, state, or national Do Not Call list.

Further, by registering at Wow-Loans.com you are consenting to receive phone calls from Wow-Loans.com, its affiliated sites, and its business partners, including but not limited to lenders that may contact you regarding a loan. By providing this consent, registrants waive their right to file a claim with the FTC or any other agency in reference to these calls or contacts based on their Do Not Call registration.

Your consent is not a condition of purchasing any property, goods, or services.

Third Party Offers and Links

By registering at Wow-Loans.com, you may receive follow-up contacts or offers from third-party companies, separate from the Lending Partners. We cannot be responsible for the services or representations of these third-party advertisers.

Wow-Loans.com contains links to other sites (including those of Lending Partners and advertisers). We are not responsible for the privacy practices or the content of such external web sites. We encourage you to read the privacy policies of any third-party sites you visit.

Security, Fraud, and Abuse

This site has security measures in place intended to protect the loss, misuse, and alteration of the information under our control. Wow-loans.com regularly reviews these measures to better protect you. However, no method of transmission over the Internet or electronic storage is 100% secure, and we cannot guarantee its absolute security.

Your Choices and Opting-Out of Communications

Wow-Loans.com registrants may opt-out of receiving further promotional communications from Wow-Loans.com. Registrants may, at any time, choose not to receive promotional emails from Wow-Loans.com or its Network by:

1. Following the "unsubscribe" instructions provided in any Wow-Loans.com promotional e-mail received by the registrant, OR
2. Writing to [email protected] with your request.

Note that unsubscribing from one email list does not automatically unsubscribe you from any other email list that you may be on (e.g., if you registered through multiple affiliated sites or opted into different types of communications). Please read the email carefully to find out which list you are unsubscribing from.

Opting out of promotional communications does not necessarily opt you out of essential service-related communications (e.g., related to your account or transactions) or communications from Lending Partners with whom your information has already been shared based on your initial request.

Children's Privacy (Must Be 18 Years or Older)

Wow-Loans.com or its Network is neither intended for, nor directed to, children under the age of 18. We do not knowingly collect PII from individuals under 18 years of age.

If Wow-loans.com learns that a person who registers on the Site is under the age of 18, Wow-Loans.com will promptly delete that individual's registration and associated PII.

Change in Policy

Wow-Loans.com may, from time to time, amend this Policy, in whole or part, in its sole discretion. We reserve the right to update this Policy at any time.

Depending on the nature of the change, Wow-Loans.com will either announce the change (1) on the privacy policy page of the site (including updating the effective date), or (2) potentially provide additional notice, such as via e-mail to registrants, for material changes.

By continuing to use the Site and not unsubscribing following the posting or announcement of any changes, you will be deemed to have agreed to such changes. If you do not agree with the terms of this Policy, as it may be amended from time to time, in whole or part, you must terminate your registration by unsubscribing or contacting us at [email protected].

Disclosure Regarding Our Service

Payday loans and other short-term loan products are not available in all states.

Wow-Loans.com is a financial matching service and not a financial institution or lender. Wow-Loans.com does not broker loans to lenders or make short term cash loans or credit decisions. Our service is designed to connect prospective borrowers with prospective independent Lending Partners.

Submitting an application does not guarantee approval. Not all independent Loan companies that we provide your information to will approve you for a $1,250 loan or even any loan at all.

Qualifying for final approval of a cash loan depends on various factors including income and the state in which you reside. Lending Partners may verify your supplied information with a number of independent verification and/or credit reporting companies including but not limited to: Microbilt, Teletrack, Accurint, or major credit bureaus (Experian, Equifax, TransUnion). Checking your credit may affect your credit score.

Contact Information & Ownership

Mailing Company address:

Wow-loans.com
Wow-loans.com, 910 Montgomery Street,
San Francisco, CA 94123
USA

Email Contact:

[email protected]

Site Ownership:

This site is owned and operated by EasyFinance, Inc.

© 2013 Wow-Loans.com All rights reserved.

(Ownership and Copyright information as provided; may not reflect current status.)